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Metal Roofing Pays Its Way

By Dan Miller


Each piece of the roof for the Idea House is custom made on site. PHOTO: Joe Link

The Progressive Farmer Idea House and Farmstead is about innovation. It’s also about giving you ideas to lower the workload and maintenance costs that come with owning a country home. Time, distance and the lack of local repair services make it doubly important that the work you complete lasts a long time.

Controlling the maintenance load is one reason our builder put a metal roof on our 2004 Idea House outside of Murfreesboro, Tenn.

It’s practically indestructible," says our builder, Patrick Hatcliff of Hatcliff Construction. "The look gives it a farmhouse appearance."

Metal roofs are not that much of a rarity. During the drive to our home, you see them all over rural Tennessee.

Residential metal roofs are common, but they are not new. In the late 1700s, zinc, copper and lead were used for roofing. The Washington Monument and Thomas Jefferson's Monticello have metal roofs.

There is no doubt that a metal roof is more expensive than other roofing materials. Hatcliff says the Idea House roof is costing $40,000 more than regular roofing material.

Generally, metal roofing costs three to four times that of an asphalt or cedar roof. But the cycle time–the period between roof replacements–is much longer. A metal roof has a life span of up to 60 years. An asphalt or cedar roof needs to be replaced every 12 to 20 years.

"A metal roof is durable, and it adds to the value of the house," Hatcliff says.

A standing seam metal roof costs $6,000 to $8,000 per 25 squares. That’s installed. A square is 10 x 10 feet, so we’re talking 2,500 square feet of roof. "Standing seam" describes the upturned edge of one metal panel that connects it to adjacent sections, creating vertical lines and a historical look.

Another metal roofing system called Dura-loc costs more–about $10,000 to $12,000 per 25 squares. This is a system in which the metal is coated with a granular material to look more like traditional roofing materials. The system comes with a 50-year warranty.

Being metal, this kind of roof is fire resistant. Some can withstand winds of 120 mph. They are also energy efficient. The metal reflects heat and blocks its transfer into the attic.

Research by the Florida Solar Energy Center in 1985 showed that metal absorbed 34% less heat than asphalt shingles, and homeowners switching to metal roofing reported saving up to 20% on their energy bills.

Steel roofing has other environmental benefits. It is made from 60 to 65% recyclable material. Because it weighs very little, metal roofing can be installed over an existing roof, eliminating the need to dispose of excess material in a landfill.

As in any roofing system, proper installation is critical. Done wrong or with inferior materials, leaks can develop and colors can fade or peal.

One concern that comes up is that of expansion and contraction in the heat and cold. Movement can loosen fasteners, and over time that action can cause leaks.

I contacted Todd Miller of the Metal Roofing Alliance, a trade association. At his day job he is president of Classic Products Inc. at Pique, Ohio, and has been with the company for 23 years.

"There are various methods by which different products deal with expansion and contraction," Miller says. "Some of the methods for accomplishing this include clip fasteners rather than fixed fasteners and accordion-style folds in the metal."

But, he adds, it’s a question to be asked of the manufacturer.

Metal roofing comes in a variety of colors. Ours is called Colonial Red. It’s on the bright side of a rusty-red color. Metal roofing also comes in various styles, such as slate, tile, Spanish tile, metal tile and vertical panels with raised ribs.

The bottom line is, a metal roof offers advantages over other roofing systems. But product quality and installation are key. As with any other investment in your home, it pays in the long term to pay for a quality product and hire a quality contractor.

Here are answers to some of the questions you’re likely thinking about:

Will any metal roofing system work? One route to problems is to install a roofing system not designed for residential use.

What about maintenance? A metal roof will not decompose. It requires little maintenance–only an occasional hosing down.

Is a metal roof heavier than traditional materials? No. Depending on thickness, it can be 50% lighter than an asphalt roof.

Can you walk on a metal roof? Yes. But you need to confirm this with the particular roof manufacturer first.

I know what rain (and hail) sounds like on my metal shop roof. Am I in for that same kind of racket in my home during storms? A metal roof with solid sheathing and insulation limits the noise just as any other roofing material.

Will hail dent the roof? The solid structure of the metal roof prevents damage.

What about snow buildup? A metal roof should shed snow more quickly than other roofing systems. However, snow and ice can still build up due to ventilation problems, improper gutter installation, too shallow of a roof angle or other design issues.

Does a metal roof attract lightning? A metal roof does conduct electricity. But it doesn’t draw lightning anymore than any other roof.

Does a metal roof affect my insurance? It can, and in a good way. Check with your insurance agent. In some areas insurance companies offer a sizable reduction–perhaps up to 30%–on the cost of your homeowner’s insurance when you install a metal roof.

Metal can be hot to the touch. Won’t a metal roof raise my cooling and heating bills? The roof will help keep the inside temperature comfortable, no matter the outside temperature. Metal roofing absorbs and dissipates heat. A metal roof actually can lower your heating and cooling bills.

For more information on metal roofing and to find a local contractor, go to the following Web sites:



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